Put an End to Harassing Creditor Calls
Creditors and collection agencies will stop at nothing to collect a debt — even violate the Fair Debt Collection Practices Act (FDCPA), in some cases. If you are facing repeated phone calls, daily collection letters, collection lawsuits or potential wage garnishment, you are not alone. You CAN put an end to creditor collection actions.
Stop Creditor Harassment With a Bankruptcy Petition.
Our Lawyers in Florham Park Can Help.
Our Florham Park and Morristown-area creditor harassment lawyers at Levine & Levine have the knowledge and experience to know what creditors can and cannot do in relation to past-due payments. We help clients put an immediate end to harassing phone calls and other creditor actions by guiding clients through the bankruptcy process. For a free initial consultation, call (973) 210-7050 or contact our law firm online.
Understanding the Bankruptcy Court's Automatic Stay
When your bankruptcy petition is filed with the Bankruptcy Court, the court will issue an "Automatic Stay." The automatic stay is a court order barring any further collection efforts by creditors. The automatic stay can immediately:
- Stop creditors from calling you at all
- Stop creditors from sending any form of collection letter
- Stop foreclosure or delay foreclosure, including a sheriff's sale
- Stop repossession efforts
- Stop garnishment of wages
- Stop bank levies
- Stop lawsuits from proceeding
- Stop all other collection efforts
For many people, it is difficult to realize how real a debt problem is until you receive a foreclosure notice, car repossession notice or wage garnishment. It is important to understand that the automatic stay can provide immediate relief — it happens at the beginning of the bankruptcy filing process, not the end.
Get Relief Now: Contact Our Morris County Bankruptcy Lawyers
Talking to an experienced bankruptcy attorney right away can mean the difference between dealing with another day of creditors or getting a good night's sleep for once. To schedule your free initial consultation, call (973) 210-7050 or contact our Florham Park law firm online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.