Levine & Levine
147 Columbia Turnpike
Suite 101
Florham Park, New Jersey 07932
Phone: (973) 765-9110
Fax: (973) 765-0856

Bankruptcy: Chapters 7 and 13

Florham Park, New Jersey Consumer Bankruptcy Lawyers

We handle both consumer bankruptcy and small business bankruptcy with experience and care. To schedule a free consultation, call 973-765-9110 or contact us online today.
When you are seriously in debt, you know that every time the phone rings it might be a creditor or collections agency calling to harass you. You have probably done the math and you probably know how long you have to work to pay it all off. You may barely be keeping up with the interest.

With consumer bankruptcy, you can change that. At Levine & Levine, our lawyers are highly experienced with handling complex financial issues and arrangements. We are a debt relief organization that can help you reach a new start in your life.

Chapter 7: Consumer Debt Bankruptcy

With the economy and housing market acting as they are today, we have seen a steady rise in Chapter 7 bankruptcy. Although a Chapter 7 bankruptcy is sometimes referred to as a liquidation, you are entitled to retain exempt assets, discharge your debt and get a fresh start. Many times under a Chapter 7 bankruptcy, you can relieve yourself of overwhelming debt and keep your house, car and other assets.

You need to take debt counseling classes and attend creditors' meetings. We will stay with you every step of the way until your debt is finally discharged. If your creditors try to harass you, we know how to make them stop.

Chapter 13: Bankruptcy for Those With Larger Assets

Chapter 13 bankruptcy may enable you to keep your house and other very significant assets while still obtaining relief from creditors. Typically, a repayment plan of all or a portion of your debt will enable you move forward without harassment from creditors and overwhelming bills.

Foreclosure Proceedings

Bankruptcy may be an option if your house is in foreclosure. However, there may be other options such as a short sale. We can help you negotiate with your lender to achieve the best result for you.

Collections Defense

Are creditors harassing you? Are your wages being garnished? Don't let creditors abuse your rights. If your wages are being garnished or a collections agency has threatened to garnish them, we can put a stop to it.

At Levine & Levine, we provide compassionate, respectful, knowledgeable and experienced service. To schedule a free consultation, call 973-765-9110 or contact us online today!

Levine & Levine
147 Columbia Turnpike, Suite 101
Florham Park, New Jersey 07932
Telephone: (973) 765-9110
Fax: (973) 765-0856

E-mail Us

The New Jersey family law attorneys, estate planning lawyers and Florham Park divorce mediation attorneys at Levine & Levine help clients in the following practice areas: family law, divorce mediation, elder law, and estate administration and planning. The firm serves clients in Morris County and Essex County, and such communities as Livingston, Summit, Morristown, Chatham, New Providence, Berkeley Heights, Madison, East Hanover, Parsippany, Whippany, Denville, Morris Plains, Morris Township, Millburn, and Short Hills.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

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