Morris County Foreclosure Lawyer
Although New Jersey has seen some decreases in its foreclosure rate in recent years, our state has experienced a considerable increase in home foreclosures since the housing market crash in 2008. Homeowners who are struggling to make ends meet should seek the learned counsel of bankruptcy lawyer who can help get them back on the road to financial stability.
Instant Foreclosure Relief
If you are in foreclosure or are facing foreclosure in the near future, reach out to Levine & Levine, located in Florham Park, New Jersey. Our Morris County foreclosure attorney has the experience and skills required to help you fully understand your options and take the steps to help you repair your situation.
Call us at (973) 718-3999 or contact our law firm online to speak with our lawyer in a free consultation. We look forward to using our skills and experience to stop your bank from foreclosing on your property.
We Can Help You Stop Bank Foreclosure Proceedings Through Bankruptcy
By filing bankruptcy, you put an immediate stop to any current foreclosure proceedings or bank sales. This filing also prevents a bank from starting a foreclosure proceeding against you.
It is important to note that filing bankruptcy only stops foreclosure proceedings for a period of time. The next steps of the process really depend upon your home and your home ownership goals:
- If your house has negative or little equity, and assuming you want to keep your house, foreclosure is completely stopped by filing bankruptcy — as long as your home is properly exempted in a Chapter 7 bankruptcy or your delinquent mortgage is consolidated into your Chapter 13 repayment plan. In either scenario, you must also be capable of maintaining your regular mortgage payment.
- If you do not want to keep your house, you can give your house back to your bank on a better timeline and discharge any liability for the mortgage, second mortgage, liens, judgments or other securities against the property.
Our bankruptcy attorney will sit with you and discuss your bankruptcy options and your options for how to handle your foreclosure. From Chapter 7 or Chapter 13 bankruptcy to short sales, we are here to guide you through this challenging time and resolve your financial concerns.
Contact Our Foreclosure Prevention Lawyer in Florham Park
If you are already involved in a mortgage foreclosure, contact us immediately. There still may be options available to you to help you stop foreclosure and potentially keep your home.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
“Great lawyer!”- Debra M.
“Knowledgeable and informative. Highly recommend.”- Athen P.
“He is very knowledgeable, patient and attentive”- Ellen T.