Morris County Bankruptcy Attorney
Providing Debt Relief Solutions for 30+ Years
When you are seriously in debt, you know that every time the phone rings,
it might be a creditor or collections agency calling to harass you. You
have probably done the math and you probably know how long you have to
work to pay it all off. You may barely be keeping up with the interest.
With consumer bankruptcy, you can change that. At Levine & Levine, our Morris County bankruptcy lawyer is highly experienced with handling complex financial issues and arrangements. We are a debt relief organization that is prepared to help you obtain a new start in your life. We handle both consumer bankruptcy and small-business bankruptcy with experience and care.
Chapter 7 Bankruptcy: Consumer Debt Bankruptcy
With the economy and housing market acting as they are today, we have seen a steady rise in Chapter 7 bankruptcy. Although a Chapter 7 bankruptcy is sometimes referred to as a "liquidation" bankruptcy, qualified filers are entitled to retain exempt assets, discharge debt and get a fresh start. The vast majority of those who file for Chapter 7 bankruptcy free themselves from creditor harassment and overwhelming debt while keeping their homes, cars and other assets.
You will need to take debt counseling classes and attend creditors' meetings. Our attorney will stay with you every step of the way until your debt is finally discharged. We will then counsel you on the proper ways to repair your credit.
Chapter 13 Bankruptcy: Debt Relief for Those With Larger Assets
Chapter 13 bankruptcy may enable you to stop foreclosure or repossession and keep your house and other very significant assets while still obtaining relief from creditors. A structured repayment plan of all or a portion of your secured and unsecured debt will enable you to move forward without harassment from creditors and overwhelming bills.
The Benefits Bankruptcy Can Provide
Bankruptcy offers true debt relief to thousands of New Jersey residents each year. Every situation is different, but each person or family that files for bankruptcy realizes many of the same benefits, including:
- Bankruptcy can help prevent foreclosure, giving you time to review your options or set up a short sale of your property.
- Bankruptcy puts an end to harassing creditor calls and collection efforts with the implementation of an automatic stay. This automatic stay prevents your creditors from contacting you in any way during your bankruptcy proceedings.
- Bankruptcy can help you reduce or eliminate your unsecured debt such as medical bills, credit card balances and more.
- Bankruptcy puts an immediate stop to wage and bank account garnishments.
Learn the truth about bankruptcy myths and misconceptions.
Contact Our Bankruptcy Lawyer in Morris County Today!
At Levine & Levine, we provide compassionate, respectful, knowledgeable and experienced legal representation. To schedule a free initial consultation to discuss bankruptcy, debt consolidation and other debt relief options, call (973) 718-3999 or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
“Great lawyer!”- Debra M.
“Knowledgeable and informative. Highly recommend.”- Athen P.
“Compassionate, easy-going and very easy to work with.”- Brian F.