Creditors and collection agencies will stop at nothing to collect a debt — even violating the Fair Debt Collection Practices Act (FDCPA) in some cases. If you are facing repeated phone calls, daily collection letters, collection lawsuits or potential wage garnishment, you are not alone. You CAN put an end to creditor collection actions.
Our Florham Park and Morristown-area creditor harassment lawyer at Levine & Levine has the knowledge and experience to know what creditors can and cannot do in relation to past-due payments. We help clients put an immediate end to harassing phone calls and other creditor actions by guiding clients through the bankruptcy process.
For a free initial consultation, call (973) 718-3999 or contact our law firm online.
When your bankruptcy petition is filed with the bankruptcy court, the court will issue an "automatic stay." The automatic stay is a court order barring any further collection efforts by creditors. The automatic stay can immediately:
For many people, it is difficult to realize how real a debt problem is until they receive a foreclosure notice, car repossession notice or wage garnishment. It is important to understand that the automatic stay can provide immediate relief — it happens at the beginning of the bankruptcy filing process, not the end.
Talking to an experienced bankruptcy attorney right away can mean the difference between dealing with another day of creditors and getting a good night's sleep for once. To schedule your free initial consultation, call (973) 718-3999 or contact our Florham Park law firm online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.